檢視存款准备金的原始碼

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|<center>'''存款准备金'''<br><img
src=" https://ts1.cn.mm.bing.net/th/id/R-C.eae6cbe7a179578f4134416d44ef01ca?rik=KSllDINc6gMQnQ&riu=http%3a%2f%2fugc.qpic.cn%2fbaikepic2%2f2909%2fcut-20141229104940-1432587927.jpg%2f0&ehk=q1efuwKv8%2fwhd6gceuTLL3Vs66HfEP026%2fEw4V0wHSc%3d&risl=&pid=ImgRaw&r=0" width="280"></center><small>  圖片來自优酷</small> 
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'''存款准备金'''是金融企业为应付客户提取存款和资金清算而准备的货币资金。国际上，存款准备金主要包括三部分：一是库存现金；二是按存款总额或负债总额的一定比例缴存中央银行的存款，称为法定准备金；三是在中央银行存款中超过法定准备金的部分，称为超额储备。在本法中，存款准备金的范围仅限于法定准备金。